Credit lifecycle intelligence

For companies
building the future of credit

Book a meeting

The AI-native credit bureau

A fully licensed credit bureau helping you future-proof your credit processes. Say yes to more good customers, catch risk before it costs you, and let agents do the casework. Get started today in less than an hour.

15%

Revenue growth

by increasing acceptance rates with more precise credit models.

10×

More data

with more sources and moving from single lookups to always-live data.

2×

Productivity

with automated case work and deep AI research.

Trusted by leading Nordic companies

Industries

Solutions adapted to your business

Banking

Turn credit data and AI into a competitive edge for automation, risk management, capital efficiency.

Consumer Lending

Get the most accurate models to decrease losses and increase acceptance rate.

Insurance

Improve pricing and automate underwriting with better data and models.

Debt Collection

More efficient collections with data, customized models and AI.

Telecom, Utilities & others

Unlock growth without increasing risk with customized risk solutions.

Our mission

Bringing the cost of trust towards zero

Today the cost of every credit decision is paid for many times over. We help you grow your business by saying yes to more good customers, reduce losses and automate manual work.

What trusting a new customer costs

The bill you seeData you buy

Costs no invoice shows

Hours analysts spend
Good customers you reject
Risks you learn about too late

Total cost

What we do

We deliver the full credit lifecycle stack

Manage and optimise the whole credit lifecycle. We supply every layer of it.

Baseline

Net new

what only Bislab provides

Casework

AI agents → automate complex casework

Future of loans · Future of debt collection · Case work agents

Risk management

Watch and alert

Monitoring · Fixed cutoffs

Risk Studio → continuously optimise

Policy optimisation · What-if simulations · Decision API

Predictive models

Generic scores

Credit · Behaviour · Liquidity

Custom models → tailored to your business

Industry models · Include your own data · AI analyst insights

Data

Registries data

Persons · Companies · Properties · Vehicles · Payment remarks

Unique data → catch what registries miss

Court petitions · Licensed news · Customer documents · Open banking etc

Broader data

See what no registry shows you. News, filings, the web and your own records, joined into one view as it happens.

Deeper intelligence

Adapted to your business, not the market average. Custom models built on your customers and policies, documented and bank ready.

Automate workflows

Complex casework, done while you sleep. Reduce manual labour and increase conversion rate. Fully observable, documented and auditable.

Integrate with the click of a button

No more lock-in. Switching credit bureaus used to mean months of integration pain. Not anymore.

Full production ready API integration, replacing your legacy without risks and with full control.

Testimonials

What our customers say

“

It's a pleasure working with the team at Bislab. Together, we've developed new models in just a few weeks, something that would have taken years before. We're really looking forward to what's next.

Ole Jonassen

Sales director

“

Our collaboration with Bislab has been excellent. They truly understand the essence of our challenges and what we do. Together, we have rapidly developed tailored models that will be critical in achieving our strategic objectives.

Trond Anders Fossum

Head of Product Development, Corporate Market

“

I never cease to be amazed at the pace and quality of what they deliver. We have a lot to learn from companies like Bislab and the way they work.

Per Nestor Warp

Product Director

“

Bislab has been highly responsive to our needs from day one. Their tailored approach to energy and telecom, combined with tight collaboration with our collections partner, gives us strong confidence in our credit management.

Bjørge Pedersen

Head of Group Risk Management & Finance

“

With Bislab AI, we can work 2× faster. I am impressed by its ability to find precise, creative solutions to complex collection cases.

Marius Hoel

Previous Head of Collection

“

Bislab surprised us with their time-to-market on development, as well as good and fast communication.

Oskar Skjerstad

COO

“

With Bislab's tailored credit scoring and AI-driven loan application journey, we're able to make smarter decisions faster - while delivering a seamless experience for our customers.

Jeba Sithamparanathan

CEO

“

Using Bislab's debt collection score and decision data, we have improved the accuracy and efficiency of our collection processes.

Andre Saxegaard

CEO

About Bislab

A new era in credit risk

Bislab helps you trust every new customer you onboard and reduces the number of good ones you reject. Future-proof your credit processes with our credit lifecycle intelligence stack through broader data, deeper analysis, automated casework and continuous risk management.

Nordic

HQ and talent

AI Native

technology

Committed

to your success

Changemakers

redefining credit risk

Careers

Build with us

Learn more

Get in touch

Intelligent Risk Solutions

Learn how Bislab can help you improve your credit risk processes and increase efficiency. We will be in touch shortly.

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For companies building the future of credit