Most precise credit models
A ROC score above 90 - where the market standard is 80. Bislab's person and company credit models combine a richer data foundation and advanced algorithms on Nordic credit data reality.
AI Loan Process
AI solutions with Bank-grade guardrails and precision that enables automated structuring of data, pre-analysis, administrative workflows, and more.
Suite of risk models
Beyond the standard credit score. Bislab builds your full analysis stack: liquidity models and behavioural scores trained on your own internal customer data.
Broader data
Traditional credit bureaus pull data from a limited set of registries. Bislab collects unstructured data from web sources and unstructured records and supports customer-provided files.
Anti Fraud
Identifying credit fraud before the applicant is accepted, developed with proprietary data with risk flags and network analysis. Built to stop fraud proactively, not flag it after the incident.
Portfolio monitoring
A credit decision at origination tells you who the company was. Bislab monitors who they are, continuously flagging risk changes, surfacing upsell opportunities, and replacing quarterly reviews with always updated intelligence.
