Consumer Lending

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Say yes to more customers and decrease risk

Ordinary credit rating models are bad at predicting credit risk for already bad payers. That's why Bislab developed a industry specific model that drastically increases accuracy for this customer segment.

In numbers

10%
Lower loan losses
with more precise models
More efficient case work
with Bislab AI agents in application process and customer support
90+
ROC score
most accurate credit rating models to evaluate new customers

Trusted by leading Nordic companies

With Bislab’s tailored credit scoring and AI-driven loan application journey, we’re able to make smarter decisions faster - while delivering a seamless experience for our customers.
Jeba Sithamparanathan
CEO, Okida Finans

Products

We offer a complete suite of products for Consumer Lending & Loan Brokers; From custom AI agents to custom credit models

Most Precise Credit Models

Generic credit models are not good at predicting default for already poor, but improving payers. Our industry specific models for Telecom and Utilities drastically increases accuracy.

AI Loan Process

AI agents are always at work, using correct and updated credit data combined with your internal data to improve application processes and reduce operational costs.

Suite of Risk Models

Beyond the standard credit score. Bislab builds your full analysis stack: liquidity models and behavioural scores trained on your own internal customer data.

Broader Data

Decisions no longer have to rely on limited data. Analyze everything that matters, from payment remarks to vehicle and property information - without the traditional cost barriers.

Portfolio Monitoring

Your data will always be up to date and correct with Bislab monitoring. Analyze changes in risk on customer segments and portfolio level over time.

Anti-fraud

Your data will always be up to date and correct with Bislab monitoring. Analyze changes in risk on customer segments and portfolio level over time.

Future of loans with AI

What if you could fully automate complicated person & business loan processes? Tailored communication based on the application, extract data from applicant’s documents and include it in risk the decision. Smarter. Smoother. Faster.

Super-power your risk team

Reduce loan portfolio risk and improve quality of customer portfolio with more accurate credit ratings of more companies and persons combined with extensive and granular decision data.

Say yes to more customers

A more accurate credit rating let's you say yes to more customers - increasing your revenue and growth without increasing risk.

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Intelligent Risk Solutions

Learn how Bislab can help you improve your credit risk processes and increase efficiency. We will be in touch shortly.

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