Bislab uses advanced statistical modelling to extract the maximum amount of informational value in the underlying data. Models are updated with and versioned continiously.
Businesses differ in size, industry and how they are organized, that's why we run multiple unique credit rating models in parallell for different types of companies to ensure maximum accuracy.
We use alternative data not ordinary available in credit rating models. This ensures more accurate credit risk predictions, and more updated real time information.
Include you own customer data real time for more accurate risk assessments tailored to your specific business and policy rules.
Our solutions are easy to integrate cross markets, with the same API, data and scoring structure to help your risk department be more effective and make better decisions.
All our credit models are documented in detail and fully compliant with all relevant laws and regulations. Bank ready and approved.
Credit rating delivered as AAA rating, Normalized score (0-100), Probability of default, Raw Score and score explanation
Suggested credit limit calculated based on several risk factors and company assets.
