Person Credit Rating

Say yes to more customers without increasing risk

With the most accurate credit rating on the market you can make better risk decisions. Our credit models are based on a broad range of data and adapted for different industries and use cases - drastically improving accuracy.

In numbers

90+

ROC score

out-of-time on Norwegian persons

65%

Fewer rejections

with more precise credit model

15%

Revenue growth

by accepting more customers

Trusted by leading Nordic companies

Most accurate

Our credit rating models are the most accurate on the market. Enabling your company to say yes to more customers without increasing risk.

Adapted to your industry

Credit models used for banks and Telco's should not be the same. Our industry specific models ensures that relevant risks are captured. Increasing acceptance rate without increasing risk.

Include personal information

Enrich the customer assessment with data from your own systems or directly from the applicant. Bislab's models incorporate it all; get a assessment that reflects the full picture, not just registry data.

How it works

Advanced modelling

Bislab uses advanced statistical modelling to extract the maximum amount of informational value in the underlying data. Models are updated with and versioned continiously.

Industry specific models

With industry specific models you get risk assessments tailored to the outcomes you care about with training population and policy rules most relevant to your business outcomes.

Broader data universe

Use personal information such as bank transactions and loan registers (with user consent) to include real time information in the assesment.

Include your own data

Include you own customer data real time for more accurate risk assessments tailored to your specific business and policy rules.

Cross Nordic

Our solutions are easy to integrate cross markets, with the same API, data and scoring structure to help your risk department be more effective and make better decisions.

Fully documented & compliant

All our credit models are documented in detail and fully compliant with all relevant laws and regulations. Bank ready and approved.

Credit rating

Credit rating delivered as AAA rating, Normalized score (0-100), Probability of default, Raw Score and score explanation

Credit limit

Suggested credit limit calculated based on several risk factors and company assets.

Get in touch

Intelligent Risk Solutions

Learn how Bislab can help you improve your credit risk processes and increase efficiency. We will be in touch shortly.

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